KDM Insurance | Health, Life and MEDICARE Insurance
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medicare


Lately there are many firms and people out there “selling” Medicare plans.  There are agents who represent one company (inside and outside agents) or worse, agents in call centers from other states!  My approach is different.  I research every Medicare insurance company every year and certify with nearly all of them.  This means that when you seek my help, you will receive information and choices with those companies offering the plan best suited for your unique needs.  I listen carefully to you and with my 20 plus years of working within the Colorado medical community, I am uniquely positioned to help you make an excellent and informed plan decision.  I can help advise you and enroll in a plan too, in many circumstances, under an hour.

​My time and services to you are free and because all Medicare plans are sold at the same rate, I can guarantee you won't find a better price anywhere else.  
Call me now and let’s make an appointment (phone or in person)!
970-225-8282

736 Whalers Way, Bldg G, Suite 110
Fort Collins, CO 80525
Phone: 970-225-8282
Fax: 970-797-1464

Whether you are the type who:
  • I enjoy making decisions efficiently
  • I know what I want, and just want to “sign up”
  • I need help putting together an insurance strategy for retirement prior to age 65.  Note: I can even coordinate with your financial planner!
  • I need guidance for strategy to work past age 65 – (A very important time to work with someone knowledgeable in this arena)
  • I need guidance for upper income related surcharges or lower income subsidies
  • I prefer a more in-depth education before signing up
If you fall into any of these categories…  I’m your guy! 
 
​Need more encouragement to reach out to me?  
We all know the “signing up” process is somewhat easy and that's why you will be strongly encouraged to make a “quick sale” on that single phone call.   But you may miss things that will become important down the road and this is not what I’m about…  My approach can be efficient but is always comprehensive and includes the process of helping you navigate all the information and changes that are coming your way as you approach, and go past, this wonderful age - 65. 

Get in touch

Submit
We do not sell your information. Please note this is a general form and do not include sensitive medical information. 

  • Have you received the stack of to 4 or 5 inches of Medicare materials in the months leading up to your 65th birthday? 
  • Are you wondering about Medicare related news you may have heard from the CO Division of Insurance?  
  • Have you compared each Medicare plan’s documents, including medical, dental, vision and other benefits above original Medicare offerings?
  • Do you know what changes are allowed and when?
    ​
This can be daunting and trying to stay on top of market changes is difficult.  I serve you by saving you valuable time and energy helping you make sense of the overwhelming amount of information and offers.  What matters MOST to you to make a good financial and health decisions around Medicare Plans?  Is it:
  • Do I need a referral to see a doctor?
  • Which specialists are within the network and are there options within each specialty?  Would I have to travel for appointments or hospitalizations or are they close by?
  • Can I go to University of Colorado – Anschutz Medical Campus?  Can I go to the Mayo Clinic in Rochester, MN?
  • Is my favorite specialist provider in the network I’m considering?
  • Will the plan take care of my needs if I choose to live in two locations during the year?
  • What if I’m dissatisfied with the plan, can I switch to a better plan and when?
  • What is the value of those extra “beyond original Medicare benefits” they are offering?  Should it sway my decision to that plan?
  • Which plan will keep the costs as low as possible for my unique set of prescription medications?
  • Which carrier has better customer service when I have billing or urgent medical questions. 
Reach me now to make your appointment
Most of my clients are very impressed with the level of service I provide.  But please note that I am paid by the insurance company only when you have signed up with my assistance.  That is a simple process performed:
  • Right here in the office on-line through a shared screen - my favorite way 😊
  • Through a safe and secure portal utilizing DocuSign if you have internet
  • Good old fashion paper application  

Call now to book your free appointment: 970-225-8282 or email me at kent@kdmins.com.
I look forward to helping you!
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By the way, my business grows from the help of good people like you. If you should learn of someone who also wants assistance with their Medicare questions and choices, please let them know my name and number so they can give me a call.  I’d love to take care of their needs as well! 

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  • Welcome
  • Health
    • Individual Health
    • Employer Insurance Plans
  • Life
  • Medicare
  • About Us
  • Contact Us