KDM Insurance | Health, Life and MEDICARE Insurance
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KDM Insurance is your Benefit Consultant


If you are a small group (less than 50 employees) providing health insurance benefits for your employees, you know the challenges of trying to stay on top of everything. There’s benefit summaries, explaining to employees how to qualify, COBRA administration, enrolling new participants, contribution strategies, occasional mid-year increases, not to mention annual increases for medical trend. At KDM Insurance, we don’t just sell – we consult! We design programs specifically for our employer groups that take away as much of the paper-work hassle as possible. Our goal is for you to see us as an extension to your HR department! 
  1. A new group can be started any month.
  2. Most employers can choose multiple plans, ensuring all employees health needs can be met.
  3. Employers can choose various contribution strategies based on their budget.  
Kent Madsen at KDM Insurance will guide you through this entire process making it simple to understand and administer. Give us a call or contact us.

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Choosing the Right Agency

For many employer’s, the right benefits package can be a valuable component in hiring and retaining quality employees. You want an active agent who is willing to spend the time throughout the year and not just show up at renewal (if you’re lucky). Our experience and resources allow us to customize products, structure winning contribution strategies and create employee communication programs, which all contribute to reducing health plan costs.
Why should you choose KDM Insurance?
At KDM Insurance, we...
  • Customize employee benefit packages and contribution strategies
  • Educate employees so they'll understand how to access and maximize their benefits
  • Offer a broad selection of employee plans from leading health insurance companies
  • Explain employer legal responsibilities relating to benefits
  • Provide all of our services at no extra cost to you!

Employer products offered through KDM Insurance
While we like to emphasize importance of strategies and employee education, we recognize that we can't have a successful benefit plan without products from the carrier. Our job is to ensure they perform smoothly according to your expectations. Here's a list of the types of services we offer:
  • Group Health
  • Voluntary Supplemental Insurance Plans
  • Group Life, Dental, Disability and Accident Plans
  • Cafeteria Plans (Section 125 Plans)
  • Benefit Plan Consulting and Design
  • COBRA/HIPAA and State Continuation Assistance
  • Employee Orientation, Enrollment Support, Claim Resolution Support
  • Health Savings Accounts including Health Reimbursement Accounts (HRA)
  • Annual Market Analysis and Health Plan Review

Kdm insurance is your dedicated employer insurance resource
KDM Insurance is a licensed health insurance agency located on the south side of Fort Collins, Colorado. We offer affordable group health insurance to clients all along the Front Range including Fort Collins, Loveland, Greeley, Windsor, Longmont, Boulder, Denver, and more!

At KDM Insurance, LLC. we want you to think of us as an extension to your benefit administration department. We provide our clients with personal attention for ongoing service and support for all matters pertaining to the administration of their benefit plans.

Prefer to speak with an experienced benefit advisor? Call (970) 225-8282 for fast and friendly service.


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  • Welcome
  • Health
    • Individual Health
    • Employer Insurance Plans
  • Life
  • Medicare
  • About Us
  • Contact Us